---
title: "Rachel Kim | Rooloans Expert Author"
description: "Read the profile of Rachel Kim, Property Finance Analyst at Rooloans. View credentials and published landscaping guides."
source: RooLoans
sourceUrl: https://rooloans.com/authors/rachel-kim/
lastUpdated: 2026-10-04
citationUrl: https://rooloans.com/authors/rachel-kim/
---

# Rachel Kim

Read the profile of Rachel Kim, Property Finance Analyst at Rooloans. View credentials and published landscaping guides.

Analyses construction loan products from 30+ lenders using CDR API data. Builds and maintains comparison models, calculators, and state-specific grant guides for RooLoans.

Assessed 1,500+ construction loan applications totalling $900M+. Developed internal risk scoring framework for owner-builder facilities.

General Advice Warning: The information on this website is general in nature and does not take into account your personal circumstances, financial situation or needs. Before acting on any information, you should consider its appropriateness to your circumstances. RooLoans is not a financial adviser and does not hold an Australian Credit Licence. We connect you with licensed mortgage brokers who can provide personal advice.

© 2026 RooLoans. A Hustle Ventures product.

## About

## Professional Experience

## Key Achievements

## Publications

## Articles by Rachel Kim

#### Calculators

#### Guides

#### Company

## Key Points

- Assessed $900M+ in construction loan applications across residential categories
- Developed construction loan risk scoring framework adopted by bank's Victorian retail division
- CBA vs Westpac Construction Loan: Speed Up Your Build Time New broker data reveals a 4-day difference in construction loan payment speeds between CBA and Westpac. Compare digital portal efficiency and turnaround times. 2026-08-16
- LMI Price War: Two Major Lenders Slash Premiums for 2026 Builds Major Australian banks have cut LMI premiums for 90% LVR construction loans, saving builders up to $4,500. Compare the new 2026 LMI tiers and lender costs. 2026-08-19
- Repayment
- Interest During Build
- Total Cost ★
- Stamp Duty
- How Construction Loans Work
- Progress Drawdowns

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*Source: [RooLoans](https://rooloans.com/authors/rachel-kim/)*